The McLachlan Agency is now a division of the Oliver L.E. Soden Agency — same team, same location, more options for you.

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A Division of the Oliver L.E. Soden Agency

Your Insurance. Your Advocate. Right Here in Somerville.

We shop across carriers to find the right coverage at the best rate — not the rate that’s best for the insurance company. Independent advice for Somerville and all of Somerset County.
Let's Talk About Your Coverage
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What's Changed

New Chapter.
Same Commitment to You.

The John Morgan McLachlan Agency has joined the Oliver L.E. Soden Agency — an independent, family-owned agency that’s been protecting New Jersey homes, families, and businesses since 1925.

We’re still at 75 East Main Street in Somerville, still working with the carriers you trust, and still here to make sure you’re properly covered. The only thing that’s changed is you now have a bigger team in your corner.

  • Your existing policies remain active and unchanged
  • Same Somerville office, same phone number
  • Access to more carriers and better rates
  • Backed by a Trusted Choice® independent agency
  • Five NJ office locations for in-person service

100

Years Protecting
New Jersey Families

5

Office Locations
Across NJ

20+

Insurance Carriers
We Shop For You

24/7

Claims Support
When You Need Us

What We Cover

Insurance That Actually Fits Your Life

As an independent agency, we design coverage around your real risks — not a one-size-fits-all package from a single carrier.

Homeowners Insurance

Coverage customized to your home’s value, location, and the real risks you face in Somerset County — from storm damage to liability protection.

Auto Insurance

We compare rates across carriers to get you the right auto coverage. Multi-car, teen driver, classic car — we can find the right fit for your situation.

Business Insurance

General liability, workers’ comp, commercial property, professional liability, and more. Tailored to your industry and your actual risks.

Umbrella Insurance

An extra layer of liability protection beyond your home and auto policies. Especially important for families with assets to protect.

Workers' Compensation

Required for NJ businesses with employees. We help you find competitive rates and handle audits so you can focus on your business.

Renters & Condo

Protect your belongings and your liability, whether you’re renting an apartment or own a condo in Somerset County.

Why It Matters

New Chapter.
Same Commitment to You.

As an independent agency, we have the freedom to shop across carriers and recommend what’s actually best for your situation.

We Shop, You Save

We compare rates across 20+ carriers to find the best coverage at a competitive price. Captive agents can only offer one company’s products.

Unbiased Advice

We don’t have sales quotas from one carrier. Our recommendations are based on what fits your situation — your home, your family, your business.

A Person, Not a Phone Tree

When something happens, you call us directly. We handle the claim, talk to the carrier, and make sure you’re taken care of. That’s what local means.

Areas We Serve

Insurance for Somerville & All of Somerset County

Our Somerville office serves families and businesses across Somerset County and central New Jersey.

Somerville

Manville

Warren

Bridgewater

Hillsborough

Watchung

Raritan

Bernardsville

Green Brook

Bound Brook

Basking Ridge

North Plainfield

Plus Jamesburg, Shrewsbury, Little Silver & Manasquan through our other Soden Agency offices.

Carriers We Work With

We Shop Across Top-Rated Carriers

As an independent agency, we have the freedom to shop across carriers and recommend what’s actually best for your situation.

Travelers

Nationwide

Progressive

Andover

NJM

+ More

Common Questions

Questions About the Transition

Is the McLachlan Agency still open?

Yes. The John Morgan McLachlan Agency is now a division of the Oliver L.E. Soden Agency. We’re still at 75 E Main St in Somerville, and your existing policies remain fully in effect. Same location, same commitment to personalized service — now backed by an agency with nearly 100 years of experience.

Will my insurance policy change?

No. Your current policies remain active and unchanged. We continue to work with the same carriers — Travelers, Nationwide, Progressive, Andover, and more. The only change is you now have access to even more carrier options and a larger local team across five NJ offices.

What is an independent insurance agent?

An independent agent works for you, not for one insurance company. We shop across multiple carriers to compare rates and coverage, then recommend the best fit for your situation. That means unbiased advice and competitive pricing — unlike captive agents who can only sell one company’s products.

What insurance do you offer?

We offer home, auto, business, renters, condo, umbrella, workers’ compensation, general liability, commercial property, malpractice, long-term care, and collectibles insurance. As part of the Soden Agency family, we also have deep expertise in specialized commercial coverage for industries like construction, manufacturing, restaurants, and landscaping.

Who is the Oliver L.E. Soden Agency?

The Oliver L.E. Soden Agency is a family-owned, independent insurance agency founded in 1925. The Soden family has built one of New Jersey’s most trusted independent agencies, with offices in Jamesburg, Shrewsbury, Little Silver, Manasquan, and now Somerville. They are a Trusted Choice® member and NJM Premier Agent.

What areas do you serve?

From our Somerville office, we serve all of Somerset County — Bridgewater, Raritan, Bound Brook, Manville, Hillsborough, Bernardsville, Basking Ridge, Warren, Watchung, and beyond. Through the Soden Agency, we also serve Monmouth County, Middlesex County, and the Jersey Shore.

Let's Make Sure You're Covered

Whether you’re a current McLachlan client or looking for a local agent in Somerset County, we’re here to help. No pressure — just honest advice about your coverage.
Call (908) 526-4600